Bad Credit Home Loan

Have you recently been declined by the banks because of previous credit issues? This is where Lendo can help.

Home Loan from 3.74% (3.79% comp-rate)

Am I eligible for a bad credit home loan?
Most of the big bank do not like to approve home loans when someone has credit issues. These credit issues could be defaults on the credit file or a bankruptcy. The truth is there are lots of specialist lenders out there that can help. These 2nd tier lenders look beyond your credit file and take into account your application as a whole. The size and type of bad credit also comes into consideration. A phone bill default is not as serious as a $5,000 credit card default.

Our experienced finance consultants are experts at helping people with credit issues secure bad credit home loans. We use specialist lenders that look beyond your immediate situation and try to focus on the positive points of your application.

Just because you have been declined for a home loan in the past does not mean all is lost. Each lender has their own specific set of guidelines. Some place more weighting on employment, others on residency etc. Finding a home loan is partly about finding the lender that best suits you. It is not advisable to make multiple application in a short period of time but if you have been declined somewhere, there is no reason you can’t try again.

The applications process is easy and no-obligation. Our team will be able to determine whether or not we can get you approved quickly and with no-fuss.
Lendo consultants can also provide advice on your credit score and how do get things back on track. Further to this they can explain exactly which type of loans are considered “good” and which are considered “bad”.

Our approval and settlement process is simple and our consultants are there to make the process as easy as possible. At Lendo you will speak to the same consultant from the start to the end of your application so your loan is settled as quickly as possible!

Our Business Partners

The Lendo team made everything quick and easy.
They found me the best rate and settled my loan within 24 hours.

- Jay from NSW

I would highly recommend Lendo to my friends.
Very friendly service and explained everything in an
easy to understand way.

- Trish from SA

The Lendo team got my motorbike loan approved within a day.
Very happy with the product and service. Would highly recommend.

- Tom from VIC

Why Choose Lendo?

  • Wholesale rates Access to wholesale rates which means lower repayments and more money in your pocket!
  • Extensive lending panel Wide panel of lenders including all the major banks and financiers
  • Streamline process Our simple approval and settlement process is quick and easy. Access to industry leading products without the headaches.
  • Friendly service Our consultants are easy to deal with and have years of experience. They will work hard to find the best deal for you.
  • Tailored solutions Our consultants will look at your current situation and find a loan that best suits you.

Get a free no obligation quote today